Certificates of insurance
Your client wants a certificate by noon. So do we.
Same-day certificates for active policies: ACORD 25 and 28, additional insured, waiver of subrogation, and the wording your contract asks for.
certificates@commercialy.comSame business day for standard requests
How it works
Three steps to a certificate.
- 01
Tell us what you need.
The certificate holder, the limits they require, and any wording the contract asks for: additional insured, waiver of subrogation, and so on.By email or phoneBy email or phone - 02
We prepare it.
We check the policy, apply the endorsements the request needs, and prepare the ACORD 25 or 28.Usually a few hoursUsually a few hours - 03
It goes out the same day.
We email the signed certificate to you and to the holder. Same day for standard requests on active policies.Same business daySame business day
What a certificate can include, and what to send
What it can include07
- ACORD 25, the liability certificate: GL, auto, workers’ comp, umbrella.
- ACORD 28, the property certificate: buildings and leased equipment.
- Additional insured endorsements, per form or blanket.
- Waiver of subrogation.
- Primary and non-contributory wording.
- Notice of cancellation, 30-day or 10-day.
- Your own description of the holder, project or contract.
What to send us04
- 01The certificate holder’s name and address.
- 02Any additional insured or other wording the contract requires.
- 03The holder’s email address, so we can send it to them directly.
- 04The project or contract description, if they ask for one.
Clients send requests to certificates@commercialy.com. Not a client yet? Get a quote first.
A certificate shows the coverage you have. It can't add any.
A certificate is evidence of existing coverage; it cannot create, extend or change the policy. If the holder needs terms or limits the policy doesn't have yet, we may need to endorse the policy first, and we'll tell you right away when that's the case.