Affordable protection for your belongings and liability

Renters Insurance

Renters insurance protects your personal property inside a rented home or apartment and provides personal liability coverage if someone is injured while visiting. It's one of the most underutilized products in insurance — and one of the best values at often under $20/month.

Get a quoteCall (623) 873-1234

At a glance

Renters

Reviewed by a
licensed agent
Average Cost
$15 – $25 per month
Typical Coverage
$30,000 personal property
Liability
$100,000 standard
Key Fact
Your landlord's policy does NOT cover your belongings

Watch for: The landlord's policy covers the building, not your things.

The policy

What it covers, and who it's for.

The short version. What a policy actually covers is in its forms and endorsements, and we read those with you before you buy.

What it covers05

  • Personal property — furniture, electronics, clothing, and valuables
  • Loss of use — temporary housing costs if your rental becomes uninhabitable
  • Personal liability — legal costs if someone sues you for an injury
  • Medical payments to others — minor guest injuries
  • Off-premises theft — belongings stolen from your car or while traveling

Who needs it04

  • Anyone who rents an apartment, condo, or house
  • College students living off campus
  • Anyone with valuable electronics, instruments, or jewelry
  • Renters whose landlord requires it (increasingly common in lease agreements)

Questions

About renters, answered plainly.

Don't see yours? Call (623) 873-1234 or write to service@commercialy.com.

Often paired with

What usually goes alongside it.

  1. 01

    Personal Auto

    Protection for you, your family, and your vehicle
  2. 02

    Homeowners

    Protect your home, belongings, and personal liability

Talk to a licensed agent, not a phone tree.

Tell us what you're insuring and we'll come back with renters options from more than one carrier, explained in plain English.

Call the office Se habla español

(623) 873-1234
Get a quoteContact us